Budg — Personal and Small Business Financial Control is an application developed and managed by Beatriz Dantas Felice, an independent developer based in Brazil.
By creating an account or using the application, the User declares that they have read, understood, and fully agree with these Terms.
1. Definitions
User: individual who uses the application.
Basic Plan: free tier.
Premium Plan: paid subscription tier.
Subscription Period: monthly or annual term contracted via the App Store or Google Play.
2. Nature of the Service
- Budg is a financial organization tool;
- It is not a financial institution;
- It does not perform banking transactions;
- It does not offer financial advice.
The User is solely responsible for financial decisions made based on the information recorded.
3. Beta Phase
The application may initially operate in a beta version. Features may be modified, removed, or made paid at any time.
The temporary free availability of features does not create any vested rights.
4. Freemium Model and Changes
The developer may:
- Modify features;
- Move features from the free plan to the paid plan;
- Change prices;
- Create or discontinue plans.
There is no obligation to maintain premium features in the free plan.
5. Subscriptions
5.1 Payments
Processed exclusively by Apple or Google.
5.2 Renewal
The subscription may renew automatically according to the store's rules.
5.3 Cancellation
Must be done directly in the store. Deleting the app does not cancel the subscription.
5.4 Refunds
Requests must be submitted to Apple or Google. There are no direct refunds from the developer.
6. User Responsibilities
- Keep data accurate;
- Keep password secure;
- Do not perform reverse engineering;
- Do not use the app for unlawful purposes.
7. Disclaimer of Warranties
The application is provided "as is". There is no guarantee of uninterrupted or error-free operation.
8. Limitation of Liability
The developer shall not be liable for:
- The User's financial decisions;
- Errors entered by the User;
- Third-party failures;
- External technical issues;
- Force majeure events.
9. Suspension or Termination
The account may be suspended without refund in case of violation of these Terms.
Features may be discontinued without compensation.
10. Intellectual Property
All code, trademarks, layouts, and content are protected by copyright. Copying, modification, or reverse engineering is prohibited.
PRIVACY POLICY
11. Data Collected
- Name, e-mail, phone;
- Tax ID when provided;
- Financial data entered voluntarily;
- Technical data and logs.
12. Purpose
- Provide features;
- Generate reports;
- Ensure security;
- Improve performance.
13. Data Deletion
Deletion must be requested by e-mail:
Deletion will be carried out within a reasonable timeframe, except where retention is required by law or for legal defense purposes.
14. Data Sharing
Data is never sold. Sharing occurs only with technical service providers or authorities when required by law.
15. Amendments
These Terms may be updated at any time. Continued use implies acceptance of the changes.
16. Governing Law and Jurisdiction
Brazilian law applies. The court of the developer's place of residence is elected as the competent jurisdiction.
17. Version History
03/02/2026 — Consolidation of the Terms and addition of freemium model and data deletion clauses.